To: $merchantemail From: $name <$email> Subject: Credit Card Order Reply-To: No reply address [This is an automated email] AUTHORISATION DECLINED by the Bank. Authorisation of an order from $name ($email) was DECLINED . The credit card details were unsuccessfully submitted. The details are: Order Ref : $orderref Amount : $formattedamount AuthCode : $stauthcode SecureTrading Reference : $streference Name : $name Email : $email Company : $company Address : $address Town : $town County : $county Postcode : $postcode Country : $country Phone : $telephone End.